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Five financial new year resolutions you should vouch for this year

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The start of a new year brings with it an opportunity to reflect on the year that has gone by and set goals for the future, especially when it comes to managing your finances better. You can take stock of your past decisions and make new ones for a financially better future.

Here are five ways in which you can kick off the new year with a fresh perspective as you follow these effective yet practical financial new year resolutions.

1. Open digital savings account for daily transactions

If you haven’t joined the digital banking bandwagon, it’s about time you do! A digital savings account is akin to an electronic means to deposit your money – you can access your funds from anywhere and at any time and don’t need to sync your timings with the bank to make transactions or access banking services. With Airtel Payments Bank, you can open a secure, paperless, and zero-contact savings account from the comfort of your home with just a video call. What’s even better is that there is no minimum balance commitment. You can enjoy up to 6 per cent interest on your savings account, deposit any amount as many times as you like, and use the account to make contactless payments with the Scan & Pay feature through UPI.

Interest rate: Up to 1 lakh: 2.5% ( 2500) p.a.

1 Lakh – 2 Lakhs: 6% ( 6000) p.a.

2. Switch to the safest way to pay

As more and more people take to digital payments for the convenience it offers, there has also been an exponential increase in digital payments fraud over the past 3 years. The Government’s cybercrime department reported more than 61,000 complaints of digital payments in May 2022 alone. Considering the facts above, risking your primary account by using it for all your daily transactions isn’t wise anymore. Opting for a separate account for daily payments with a digital bank, such as Airtel Payments Bank, would be prudent. Besides getting the convenience of banking from the comfort of your home or office, you also get added security of Airtel Safe Pay. This feature ensures no transaction goes through without your review and approval. Airtel Payments Bank offers an additional 3rd-factor authentication, which no other bank or wallet provides, for a safe banking experience.

3. Make smart investments

With Airtel Payments Bank, you can open a secure, paperless, and zero-contact savings account from the comfort of your home with just a video call.

Gone are the days when investments were limited to deposits or equity markets, and one had to go through tedious processes and lengthy paperwork to make investments in their preferred avenues. With the alternative investment space gaining popularity for the kind of returns it offers to beat inflation, you can look at avenues such as Digi Gold to park your surplus funds into. Using Airtel Payments Bank, you can buy and sell 24 Karat 99.50 per cent pure gold without the hassle of storing it in a bank locker or similar safe place. The gold is bought for you, and you can seek its physical delivery at any time and on as many occasions as you wish. You also have the flexibility of investing any amount in Digi Gold – it can even be as low as 1. Besides Digi Gold, Airtel Payments Bank also offers fixed deposits in association with IndusInd Bank. This another smart investment option by Airtel Payments Bank lets you earn an interest rate of up to 6.75% p.a., while senior citizens will receive an additional 0.50% on all FDs.

4. One app for multiple payments

Airtel Payments Bank - One app for multiple payments
Airtel Payments Bank – One app for multiple payments

India has taken giant leaps toward digital payments after demonetisation, and the pandemic accelerated this trend further, bringing about a kind of cashless revolution in the country. Though we perform monetary transactions online more than ever, switching to different apps for different payments still holds us back. But not anymore with a digital bank such as Airtel Payments Bank. The safest digital bank lets you use one app, the Airtel Thanks App, for multiple payments. Courtesy of the intuitive UI/UX the app has, paying utility bills, shopping online, buying insurance and much more are a breeze.

5. Rewarding Payments

Airtel Payments Bank rewards you for every transaction with its Rewards123 programme. The programme offers cashback benefits, subscription plans and a lot more for transacting digitally using the Airtel Thanks App.

So, what are you waiting for? Switch to Airtel Payments Bank, the safest digital account, for all your daily transactions.

Disclaimer: This article has been produced on behalf of the brand by the HTBS team.

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Entrepreneurship

Sujoy Mukherjee’s documentary Battle of Swaraj wins Best Documentary Film Award

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Mumbai (Maharashtra) [India], January 31: The Documentary Battle of Swaraj by filmmaker Sujoy Mukherjee has been making waves on the internet lately. The film won the Honourable Jury Award at Mumbai Shorts International Film Fest for Best Documentary film. Sujoy Mukherjee is known for his award-winning film Ab Mujhe Udnaa Hai, which is streaming on Disney plus Hotstar and now, his documentary Battle of Swaraj is garnering attention from all corners.

“Battle Of Swaraj” has carved its name on multiple trophies like-Honourable Jury Award at the 11th Mumbai Shorts International Film Festival-22 for the best Documentary film directed by Sujoy, Iconic Bharat Gaurav Puraskar 2022, Best Innovative Filmmaker for “Battle of Swaraj (Documentary)”, 2nd runner up at MWFIFF.

Battle Of Swaraj is based on Chhatrapati Shivaji Maharaj. It shows what a brave warrior can do with his Gorilla War Tactics and his brave men to win freedom for the people from the cruel emperors. Chhatrapati Shivaji Maharaj was the son of Shahji Raje Bhosale who was Sardar in King Adil Shah’s Darbar. From having a small jagir of Pune to having more than 300 forces under his control, how he spread his empire to Tamilnadu, Karnataka, Maharashtra and Madhya Pradesh during his lifetime is what makes the crux of Battle of Swaraj documentary.

Sujoy has covered historic forts Shivneri, Torna, Rajgad, Pratapgad, Panhala, Pawan Khind, Vishalgad, Purandar, Sinhgad, and Raigad.

The aim of making this documentary was to make people aware of this part of the glorious Indian history, and in the Documentary film, you can see these forts.

Talking about making the documentary, the director said, “The journey of making this documentary film, Battle Of Swaraj, was amazing and challenging. It would not have been possible without my crew or team of the film. Climbing the fort looked challenging as it was, and climbing with cameras and heavy equipment looked impossible, but we achieved it. The most difficult task was to climb the steep Rajgad Fort, but with the blessings of the great Chhatrapati Shivaji Maharaj, we were able to climb the fort within 3 hours.

In the recent past, Sujoy Mukherjee made a grand announcement of his directorial debut, “Kalpvriksh”, at the ancestral Filmalaya Studio in collaboration with Royal Cinemas, which revolves around the sufferings of parents vis a vis their over-ambitious and selfish children. The basic idea of the story was given by Anandji bhai of Kalyanji Anandji fame; the story, screenplay & dialogues are by Sunil, Sudhir, and Sujoy Mukherjee.

Disclaimer: This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same.

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Keomi Beauty targets new product launches in 2023

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India, 1st February 2023: Inspired by Japanese beauty secrets, Keomi Beauty recently kick-started its journey in the Indian beauty and skincare space. Driving inspiration from the traditional Japanese concept of Wabi-Sabi, Keomi Beauty firmly believes that every woman is ‘Perfectly Imperfect’ and has curated an extensive range of products for healthy and glowing skin.

With a vision to empower Indian women with affordable yet high-quality products, Keomi Beauty offers the perfect blend of modern formulations and timeless Japanese skincare rituals. The brand began its journey in the Month of November 2022 with a diversified product portfolio. Catering to common key skin concerns, Keomi Beauty has products across 7 SKUs and has gained immense popularity for its indigo night cream, silk cream, blue clay mask & vitamin-c serum.

Keomi is set to expand its product portfolio further with three new launches by April 2023.

Highlighting Keomi Beauty’s brand new journey, Binti Kumar co-owner shared, “Over the years, I have struggled to find the perfect skin elixir. However, Japanese skincare was a game changer for me, and I recognized the immense potential of the age-old regime. Keeping in mind the common concerns and skincare needs of Indian consumers, we decided to curate a brand that would revolutionize the mainstream Indian market.”

“Importing Japanese products was always expensive and therefore we created a brand that is effective, affordable yet luxurious. Post robust R&D processes and several consultations, we decided to fuse modern skincare innovation with traditional Japanese beauty rituals. With this philosophy, Keomi Beauty was born.” added Binti Kumar .

After a successful journey, Keomi is set to expand its product portfolio further with three new launches by April 2023. The new product range will include Hyaluronic acid serum for hydrating and plumpness, Daily youth serum for anti aging , soothing and moisturizing, sunscreen SPF 50 PA+++ with rice water and extract.

The Keomi formula has superfoods, such as Matcha tea, kakadu plum, rice water, yuzu, bakuchiol, Indigo extract and green tea, which are the core of the Japanese diet. This healthy combination in topical application protects, hydrates, and nourishes the skin. Taking inspiration from Japanese beauty secrets, Keomi Beauty endorses a minimalist skincare approach that encourages users not to burden their faces with layers of products. Instead, the range offers a simple yet effective regime that strengthens the skin barrier, detoxifies the pores, and reduces inflammation. Keomi’s current range of minimal products includes nature-based serums, moisturizers and cleaners. All the products are dermatologist tested and cruelty free.

Keomi products are current available on the official website as well as on other popular e-commerce portals like Amazon, Flipkart, etc.

For more information, visit – https://www.keomibeauty.com/

To kickstart your J-Beauty journey, visit –

https://www.keomibeauty.com/collections/products-only

Disclaimer: This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same.

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Top Influential Entrepreneurs of the Year 2023

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New Delhi (India), February 1: These leaders are making great strides in various industries, and we can’t wait to see what they accomplish in the future.

Which entrepreneurs are making the biggest impact in India? This is a question that has been asked by many, and there is no definitive answer. There is a list of Top influential entrepreneurs who we believe will make a big impact in India over the next few years. These leaders are making great strides in various industries, and we can’t wait to see what they accomplish in the future. These leaders will be at the forefront of change, and their businesses will blaze a trail for the rest of India’s entrepreneurs. So, who are these visionaries? Keep reading to find out.

1. Ishan Kumar Giddu

Ishan Kumar Giddu is the young and spirited CEO and founder of Ikarus 3D, India’s leading 3D modelling company that caters to the AR, VR, MR and WebAR industries. The company serves clients in more than 17 countries by providing 3D models for product visualizations, virtual try-on and the 3D avatar market. His story motivates his team at Ikarus 3D, and the company has achieved tremendous growth since its inception 3 years ago. Ishan strives to make Ikarus 3D the venture of growth, be it the growth of its people, clients, patron’s money or skill. He focuses on making a long-lasting impact in the virtual world and touching numerous lives with 3D technology for a virtually integrated future. Featured in several publications and bagging an Aegis Graham Bell Awards 2022 nomination in the category ‘innovation in AR and VR’, Ishan’s company has shown incredible growth by more than tripling Ikarus 3D’s revenue in the last quarter of 2020-21 and maintaining a consistent quarter on quarter growth at 75% since.

2. Manju Mastakar

Manju Mastakar’s success story as the Managing Director of Armstrong Capital & Financial Services Ltd. is just another example of how empowered women have always been in India. From Dalal Street as an equity dealer, she went on to establish her practice in Bangalore as a Financial Advisor. Armstrong Capital started its operations in the year 2010 under Ms. Manju Mastakar’s leadership and visionary ideologies. Having worked in the financial services industry for over 25 years, she has been very effective with her policies, plans and their implementations. Her passion, vision and hard work helped the organisation empower its wings and fly at distant skies. An eternal optimist, she does not shriek away from challenges, for her challenges are no more confined to achieving scale but to align the strategy of the organization with the changed environment.

Armstrong Capital is an investment solution firm that offers a complete spectrum of wealth management services to its clients. At Armstrong Capital, every relationship starts with a Financial Plan to understand all the investments done in the past and bucket that into life goals. The firm offers a systematic approach to financial planning so that all financial goals can be identified and achieved. Armstrong Capital’s bespoke services are reinforced by excellent execution, a robust investment policy framework, and a rigorous due diligence process with a strong emphasis on picking future winners. Armstrong Capital currently serves more than 1000 delighted clients. Each client is serviced by Personal Investment Adviser along with a Service Manager backed by in-house research and technology platform.

3. Dr. Vinod Surana

Surana & Surana International Attorneys (www.suranaandsurana.com) is recommended as the “go-to” law firm in South India by leading international publications and is consistently ranked among the top 10 firms in India since 1998 by national and international publications for its commitment to providing expert legal solutions in complex matters.

The Managing Partner & CEO of the firm, Dr. Vinod Surana, has qualified from prestigious institutions such as Harvard, Cornell, UCLA, LSE and Indian Institutes of Management (Bangalore and Ahmedabad). He has been the Co-Chairman of

ASSOCHAM for South India (2016-2021) and is currently elected as the Senior Vice Chairman of All India Manufacturer’s Organization (TNSB) (2021-2023). He is the Honorary Legal Advisor to Govt. of Taiwan in India. He has led eleven Industry delegations under CII and FICCI to South America & Israel to promote Indian diplomatic, political and trade interests.

Dr. Vinod Surana is a rare combination of a successful lawyer, accredited mediator, social worker, academician, law firm CEO, policy advisor and strategist. He has inspired generations of lawyers and entrepreneurs.

4. Sunny Sehrawat

Sunny Sehrawat is the co-founder of Digitech Media. He is also the CEO and Publisher of Business View Magazine. Sunny has over 5 years of experience in the field of digital marketing and has helped numerous businesses grow online. He is an expert in search engine optimization (SEO), Ranked in India’s Top 3 SEO Experts in 2018-19, and has a proven track record of helping businesses rank higher in search engine results pages (SERPs). Sunny is also a well-known speaker and has spoken at various conferences and events on the topic of digital marketing. In addition to his work as an SEO Expert, Sunny is also a certified Google AdWords Professional (GACP).

Sunny Sehrawat is a well Known PR Consultant & Media Monitoring Pundit. At Digitech Media, their mission is to help businesses grow online and reach their full potential. He is passionate about helping businesses succeed and is always looking for new ways to help them grow.

5. Brijesh Sehrawat

Brijesh Sehrawat is a renowned publisher and owner of CEO Review Magazine, India’s premier magazine dedicated to CEOs and top executives. As its founder and driving force, Brijesh Sehrawat is responsible for much of the magazine’s success. He drives hard to maintain high-quality standards throughout each issue, focusing on insightful content that can help business leaders make better decisions. Additionally, he works closely with his team to ensure timely delivery and strategic marketing initiatives.

6. Jyoti Thakur

Jyoti Thakur is one of India’s most successful and influential digital entrepreneurs. As CMO of CEO review Magazine, she has used her expertise in marketing and technology to grow the magazine’s reach and influence. She has also been instrumental in creating an online platform for entrepreneurs to connect and share their best practices. Through her work, Jyoti has become a powerful advocate for entrepreneurship in India, and her efforts have helped position the country as a leading destination for innovative businesses. Thanks to her vision and leadership, Jyoti has made a lasting impact on the Indian startup ecosystem and continues to be a driving force in the country’s digital economy for years to come.

Disclaimer: This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same.

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